Note: New Zealand credit law has changed. This information relates to contracts entered into before 6 June 2015. We are progressively updating our guidance to reflect these changes.
This fact sheet provides an overview of what a buy-back transaction is and explains the rules and consumer protections that apply to this type of transaction.
This page provides an overview of what disclosure is and why it is important. It explains what disclosure a lender must give a borrower and when.
This fact sheet provides an overview of how borrowers and guarantors are protected from oppression and explains a court's power to deal with oppressive contracts or behaviour.
This fact sheet provides an overview of the penalties a lender can face if they breach the Credit Contracts and Consumer Finance Act and explains what remedies are available to borrowers.