Buy-back transactions

Note: New Zealand credit law has changed. This information relates to contracts entered into before 6 June 2015. We are progressively updating our guidance to reflect these changes.

Buy-back transactions overview

This fact sheet provides an overview of what a buy-back transaction is and explains the rules and consumer protections that apply to this type of transaction.

Read more

Disclosure

This page provides an overview of what disclosure is and why it is important. It explains what disclosure a lender must give a borrower and when.

Read more

Oppressive contracts - protections for borrowers

This fact sheet provides an overview of how borrowers and guarantors are protected from oppression and explains a court's power to deal with oppressive contracts or behaviour.

Read more

What happens if a lender breaches the CCCF Act?

This fact sheet provides an overview of the penalties a lender can face if they breach the Credit Contracts and Consumer Finance Act and explains what remedies are available to borrowers.

Read more