Most of us will sign a consumer credit contract at some point in our lives. If you have a credit card, a mortgage, sign-up to a gym, take out a personal loan, or buy something on credit, you have rights before and after you sign on the dotted line. It is important to know your rights, especially if things go wrong.
Take our quiz to test your knowledge about the rules that apply when borrowing money or buying goods on credit.
Knowing your rights can help you to:
get a good deal
know and understand the key terms of your contract
figure out what options are available to you if things go wrong.
This quiz reflects how consumer credit laws generally apply to contracts entered into on, or after, 6 June 2015. For more information on how consumer credit laws apply to contracts entered into before 6 June 2015, see our fact sheet.