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Business consultations

This section contains all current and closed Commission projects where we are or have consulted on business documents.

  • Fit and Proper Person certification under Credit Contracts and Consumer Finance Act 2003

    The Credit Contracts and Consumer Finance Act 2003 (CCCF Act) has been amended. From April 2021 (delayed until October 2021 due to COVID-19) all directors and senior managers of lenders providing consumer credit contracts or acting as mobile traders are to be certified ‘fit and proper’ u…
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  • Collaboration and Sustainability Guidelines

    The Commerce Act 1986 (Commerce Act) promotes competition in markets for the long-term benefit of consumers in New Zealand.
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  • Self-reporting Guidance for Lenders

    We have developed Self-reporting Guidance for Lenders to help lenders understand the process to follow when reporting potential breaches of the Credit Contracts and Consumer Finance Act 2003 and/or Fair Trading Act 1986 and the consideration that will be given to the self-report by the Commission.
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  • Annual returns guidance

    We have developed annual returns guidance which is designed to assist lenders in understanding and complying with this requirement.
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  • Guidelines on the Application of Competition Law to Intellectual Property Rights

    The Commerce Act 1986 (Act) currently exempts certain conduct in relation to intellectual property from being assessed as anti-competitive and in breach of the Act.
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  • Misuse of Market Power Guidelines

    The Commerce Amendment Act 2022 made changes to section 36 of the Commerce Act 1986, which is the provision dealing with misuse of market power.
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  • Consumer remediation guidance for businesses

    We have developed remediation guidance which is designed to help businesses put things right when something may have gone wrong.
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