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A buy-back transaction is where a homeowner transfers their home (or an interest in their home) to a transferee, who typically pays their debts or gives them money. The former homeowner has the right to continue living in the home and to buy it back
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Our Consumer Issues report identifies current issues and emerging risks that have the potential to affect markets or consumers.
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The Dairy Industry Restructuring Act (DIRA) sets out the regulations that govern the domestic dairy sector and Fonterra in particular.
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From 1 December 2021, directors or senior managers of a consumer credit provider and/or mobile trader selling goods on credit need to comply with the due diligence duty.
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When choosing where to park your car, check to see if there is signage that identifies who owns or operates the car park you are using. You risk being clamped or towed if you use a parking spot you are not legally allowed to use.
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This privacy notice applies to personal information collected on the Commerce Commission's website: www.comcom.govt.nz.
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A consumer credit contract is a contract between a consumer and a lender. If you provide a mortgage, credit card, arranged overdraft or personal or cash loan – you have probably entered a consumer credit contract.
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COVID-19 brings with it significant challenges for our economy, for businesses and for New Zealanders.
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There have been a number of changes to credit laws since 2019 which are set out in the timeline below.
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You must provide key information to borrowers before a loan is entered into, and at certain times during its life.