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  • Fees a lender may charge

    When you take out a loan or buy goods on credit, a lender may add other costs on top of the amount you borrow.

  • Claiming you're something you're not

    Any claims made to bolster the image of your business, products or services must be accurate.

  • Fees a lender may charge

    When you take out a loan or buy goods on credit, a lender may add other costs on top of the amount you borrow.

  • Fees a lender may charge

    When you take out a loan or buy goods on credit, a lender may add other costs on top of the amount you borrow.

  • Operating as a mobile trader

    When you sell goods on deferred payment terms to consumers, including door-to-door, through a catalogue, from your mobile shop, or by layby there are laws you must comply with.

  • Fees a lender may charge

    When you take out a loan or buy goods on credit, a lender may add other costs on top of the amount you borrow.

  • Door-to-door and telemarketing sales

    If you buy goods or services from a door-to door salesperson or from someone who has phoned you to make the sale, the law gives you extra protections. These types of sales are known as uninvited direct sale agreements.

  • Selling over the phone or door-to-door

    If your business makes sales door-to-door or over the phone, there are rules about uninvited direct sale agreements that you should know about.

  • Buying from a mobile trader or truck shop

    Trucks shops or other mobile traders selling household goods such as clothes and electronics are a common sight in some neighbourhoods in Aotearoa New Zealand.

  • Tips for each stage of a loan

    Everyone's experience with borrowing money will be different, but there are some things all borrowers will go through when getting a loan. Below we have set out some tips and important information for you to keep in mind.