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  • Advertising

    If you are a lender, this page will help you understand your obligations in relation to your advertising.

  • Consumer leases

    If you are in the business of leasing goods to consumers for their personal or household use, you may have to comply with credit laws.

  • What is a consumer credit contract

    A consumer credit contract is a contract between a consumer and a lender. If you provide a mortgage, credit card, arranged overdraft or personal or cash loan – you have probably entered a consumer credit contract.

  • Lender website review

    The Commission has released a report detailing the findings of its review of 215 lenders' websites for compliance with disclosure rules.

  • Buying goods and services

    Any person who buys goods or services in New Zealand is protected by New Zealand's fair trading laws. When deciding whether to buy a good or service, you must be given accurate and truthful information.

  • Our leadership team

    Our leadership team. Adrienne Meikle. Chief Executive. Adrienne is Chief Executive of the Commerce Commission, joining in May 2018. Before joining the Commission, Adrienne held the positions of Deputy Chief Executive, Corporate, Governance and

  • Consumer issues report

    Our Consumer Issues report identifies current issues and emerging risks that have the potential to affect markets or consumers.

  • Fibre projects

    Here you will find Fibre projects we are currently working on and those we have completed.

  • Lending online

    It does not matter how a loan is made – whether it is online, in person, on the phone or by text or email, the lender responsibility principles apply.

  • Cyclone Gabrielle

    Tropical Cyclone Gabrielle was a severe weather event that devastated parts of Aotearoa New Zealand in February 2023.